Save Your Money
Looking for ways to save your hard earned money to pay off debt, save for retirement, childrens education or just for a rainy day. Well you came to the right place. It doesn’t matter who you are, everybody needs a little more money. If you follow my tips, you will save hundreds even thousands of dollars each year. There’s alot of little thing you can change in your daily routine that will save you money that most people overlook and don’t think twice about, even if it’s a couple dollars a day, those dollars ads up in a month or a year. money saving tips
Bugeting
If you don’t have a budget i would consider making one, a good budget will show you where your money goes every month. Keep a record of everything you buy and make sure you don’t go over your monthly budget. What should also be included in your budget is a fixed amount of money for a saving account, keep that money for a rainy day, it’s good to keep at least 3 months worth of income just in case you lose your job or some bad luck comes your way.
Coupons
As everybody know, cliping coupons before going grocerie shopping is a good way to save money, not only on food but on cleaning supply, oral care ect… Always check the weekly flyer to see what’s on special and if there’s a good special on can good or pasta, buy lots so it will last you a long time.
Auto insurance
Don’t settle for the first deal that you see, get different insurance quotes from different brokers to get the best deals out there, that goes for anything, car insurance, home insurance, lawyers ect… Basically anything or any service you will buy (pay for) always shop around for the best deal possible. save on insurance
Coffee drinkers
Most people go to a coffee shop and pays 1.50$ to 2.50$ for a cup of hot java. Start making your own coffee at home for less then 50cents a cup, that’s a saving of 1$ to 2$ a day, which is 30$ to 60$ a month.
Pack a lunch
Going out to a restaurant or the nearest convenience store everyday gets very expensive. Try making yourself a lunch at home and bringing it to work, this will easily save you 5$ a day.
5 Ways to save on gas
Keep your car maintained. By keeping up with regular maintenance, your car will run more efficiently and burn less fuel. This includes regular oil changes, air filter replacement and properly inflated tires.
Drive smart. Aggressive driving leads to increased acceleration and braking that can use unnecessary gas. Try to maintain a steady speed for as long as possible and use the cruise control over long distances.
Alter your daily commute. If you commute through heavy stop and go rush hour traffic you might consider driving to and from work an hour or so earlier or later in order to miss the rush. Avoiding this type of traffic can not only save gas but also create a less stressful drive.
Consider a hybrid. While purchasing a new vehicle may be costly up front the savings in gasoline usage can pay for itself. Combine this with a potential tax credit for purchasing a hybrid and you may be able to save hundreds of dollars a year.
Combine errands. Plan your travel in a way that maximizes your time on the road. If you can, plan trips to the grocery store, dry cleaners or any other errands so that they are part of your daily commute. There is no need to make a separate trip if you pass these locations on a daily basis.
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